Choice Insurance Advisors, Inc.: Personal Umbrella Insurance in Florida

Ready for Anything: Choice Insurance Advisors, Inc. Personal Umbrella Insurance

As a mature motorist, a responsible homeowner—and, perhaps, a conscientious boat owner—you carry proper insurance coverages to protect yourself and your family. You might even be insured to the max. You feel ready for whatever life throws at you.

But is that really the case?

How much is your credit worth to you?

Personal Umbrella Insurance: When Standard Coverages Falls Short

The simple, unpleasant reality of standard insurance coverage is this: Standard policies might provide sufficient coverage for you and your family against an excessive liability claim. If you were judged legally liable in a lawsuit against you, a single event could quickly deplete your standard coverages. What do you do then?

You pay the remainder—or declare bankruptcy.

The Remedy for Payout Shortfalls? Personal Umbrella Insurance from Choice Insurance Advisors, Inc.

A proper personal umbrella insurance policy from Choice Insurance Advisors, Inc. can help prevent payout shortfalls. If you face a worst-case scenario and your standard policies come up short, an umbrella policy would start paying once standard insurance is exhausted. Umbrella policies can provide numerous supplementary coverages. Some of those coverages might even be excluded from a standard policy.

When Do I Need Personal Umbrella Insurance?

If you were sued for damages by a guest in your home who suffered an injury, a legal judgment against you could exceed the insured amount on your home policy for this type of event. It’s the same story for standard car insurance if another driver, other passengers, or even your own passengers were injured in a wreck in which you were the driver. The same goes for boat/watercraft insurance. Umbrella Insurance can assist in the claim and payment processes by covering costs when all other insurance is exhausted. This makes the handling of claims and payments a much easier process. Choice Insurance Advisors, Inc. can help find the right umbrella policy to fit your needs.

What Coverage Types Does Choice Insurance Advisors Personal Umbrella Insurance Supplement?

Personal umbrella insurance can serve as a supplement to all of these:

• Homeowner’s policies
• Auto policies
• Motorcycle policies
• Boat & watercraft policies
• More

For a FREE Personal Umbrella Insurance Quote, Contact Choice Insurance Advisors, Inc.

At Choice Insurance Advisors, Inc., experience has taught us that a personal umbrella policy is the closest one can come in the insurance world to being truly ready for anything. A personal umbrella policy from Choice Insurance Advisors, Inc. can provide an additional sense of security that comes through an extra layer of insurance preparedness.

If you’re shopping for personal umbrella insurance or are interested in learning more about your coverage options, we’d like to hear from you! As an independent Florida insurance agency, we partner with numerous personal umbrella insurance carriers. That means your window-shopping quest to find the right coverage can end with Choice Insurance Advisors, Inc. of Port St. Lucie, FL. Do you have any questions about personal umbrella insurance? At Choice Insurance Advisors, we’ve got the answers you need to make informed coverage decisions! If you’re ready to partner with an insurance agency that puts your interests above profits, call Choice Insurance Advisors, Inc. today at (772) 236-6025. Or for a free online personal umbrella insurance quote, just fill out the form on this page. We look forward to serving you, Florida!